👷 For Builders: Secure Your Future
Same job, same money — with structure. BuildROI protects your reputation, guarantees payment, and builds your pension.
Why Builders Need BuildROI
Let's be honest: the world's going digital, fast. More paperwork, more oversight, more accountability. You can resist it — or help shape it.
BuildROI was designed with builders at its center. Not to police your work, but to protect it. Because when digital records and job tracking become standard (and they will), builders deserve a system that respects craftsmanship and pays on time — not one that treats you like the problem.
Think of it like CCTV — it's not there to catch you, it's there to protect you. When there's independent verification of your work, nobody can claim you didn't do the job right. The evidence speaks for itself.
How It Actually Works
An ex-builder Project Manager signs off your milestones. Not a clipboard enforcer — someone who's done the work and knows what matters.
- Common-sense sign-offs: A wall that's slightly off in a utility room? Probably fine. The same issue in a main living space? Might need addressing. That's not red tape — it's respect for craftsmanship and the person paying for it.
- No micromanagement: The PM checks in with the crew boss at key stages — not to interfere, just to verify. Good work gets ticked off and things keep moving.
- Faster payment: When work's done right, you get paid immediately. No chasing, no disputes, no waiting weeks for homeowners to release funds.
- Admin off your plate: Templates, scheduling, Building Control uploads, reporting — all handled by the platform.
Crew bosses will spot potential issues before the PM even sees them. Builders will fix things first time — not to pass a test, but because they know what good work looks like. It's self-governed pride, not punishment.
Builder Questions — Straight Answers
"Is this just more paperwork?"
Not for you. The PM handles simple templates — tick boxes, quick notes for anything unusual. No red tape, just tracking quality so your work speaks for itself.
"Will I be constantly checked up on?"
Nope. The PM checks in with the crew boss at key stages — not to interfere, just to verify. Good work gets ticked off and things keep moving.
"Can this actually help me?"
Yes. Clear, consistent work builds your team's reputation — better jobs, better gear, and real rewards through BuildROI, including pension support.
"Will I earn less?"
No. If earnings drop, something's up. Your boss still quotes and pays the same way. With growing homeowner trust, additional jobs — and therefore wages — should go up, not down.
"What about cash jobs?"
BuildROI tracks all work transparently. Declared income helps with mortgages, pensions, and credit — and protects you when HMRC comes asking. Most homeowners now prefer certificates and peace of mind over cash deals anyway.
The real question: What's worth more — an extra £500 today, or a pension that looks after you and your family in retirement?
"What if the PM doesn't understand my trade?"
The PM is there for process and quality checks, not to tell you how to do your job. If there's a specialist concern (like advanced electrical or plumbing), they'll defer to the qualified tradesperson or get a second opinion. The goal is verification, not micromanagement.
"What happens if we disagree on a sign-off?"
The PM documents the concern with photos and notes. You can fix it, explain why it meets spec, or escalate if needed. Either way, nothing moves forward without resolution — which protects both you and the homeowner from disputes later.
Build Your Pension While You Build
BuildROI isn't just about today's wage — it's about securing your future. Every job you complete through BuildROI builds your pension automatically.
How Your Pension Contributions Work
When you contribute to your pension through BuildROI, you benefit from three sources of funding:
- Your contribution — Money you choose to put in from your wages
- Tax relief — Existing government benefit (25% of your contribution automatically added by HMRC)
- BuildROI government match — New government subsidy that matches up to £100/month of your contribution
Understanding Tax Relief: For every £100 you contribute, the government adds £25 in tax relief (25%). This means your £100 contribution immediately becomes £125 in your pension pot — before the BuildROI match is even added!
Real Pension Examples
Here's what different contribution levels could mean for your retirement:
Age 30 • Contributing £100/month
(£617 pension + £995 state)
Age 40 • Contributing £200/month
(£610 pension + £995 state)
Age 50 • Contributing £300/month
(£440 pension + £995 state)
Age 25 • Contributing £150/month
(£910 pension + £995 state)
Key takeaway: The earlier you start, the more you get. A 25-year-old contributing £150/month ends up with £273,000, while a 50-year-old contributing £300/month (twice as much) only reaches £132,000.
The Bottom Line
Digital accountability is coming to every trade. You can wait for a worse system to be imposed from above — or help build one that respects your work, pays you fairly, and gives you a voice in how it works.
BuildROI isn't perfect yet. But it's built with builders, not at them.
- Same job, same money — with structure that protects you
- Predictable cash flow with no chasing payments
- Proof of good work that builds your reputation
- Pension support that secures your future
- Career path for experienced trades becoming PMs