For Builders
What BuildROI Would Do for Builders
- Payment against verified work — money is held in escrow and released as each milestone is verified, so there is less chasing of invoices
- A reputation you can prove — as jobs are verified, you build a track record of quality work, not just testimonials
- Professional support — experienced ex-builder Project Managers who understand the work and verify the milestones
- A clearer record of your work — verified job records that may help when you apply for a mortgage or credit. BuildROI doesn't give tax advice, and you remain responsible for your own tax affairs
How It Would Work
An experienced ex-builder checks your work at key milestones. Not to micromanage, but to verify quality and trigger payment.
- Milestone sign-offs — the PM checks in with the crew boss at key stages and verifies the work meets the standard
- Prompt payment — once a milestone is verified, the PM authorises payment from escrow. How quickly payments flow is one of the things the pilot measures
- Quality protection — independent verification protects your reputation, so nobody can claim you didn't do the job right
- Independent evidence — the PM takes the milestone photos, dated and stamped, so the evidence comes from the person verifying the work, not the person being verified
- Admin support — BuildROI provides templates and its admin team handles scheduling and filing the evidence
Alongside the New Government Measures
Government has announced an Approved Code for traders and a payment system that links payments to project milestones. Both help people find trustworthy traders. BuildROI adds independent verification of your work and a record of every job you deliver.
Common Questions
Will I earn less?
No. Your price is your price. If BuildROI goes ahead beyond the pilot, its fee is added to the homeowner's cost and is not taken out of yours. We'd like to see whether verified work brings more jobs, and the pilot would test that.
Is this just more paperwork?
A little, and we keep it small. The PM takes the milestone photos and BuildROI's admin team files the evidence. You'd be asked for a few things, such as your insurance and health and safety documents and a short site diary.
What about cash jobs?
We know some builders have worked mainly in cash, and we don't expect anyone to change everything overnight. But we draw a line: BuildROI will never help hide income from HMRC. Jobs that go through BuildROI are recorded, and builders taking part are checked for insurance and tax registration, such as CIS and VAT where they apply.
The longer-term gain is real. A verified record of your work and earnings can help with mortgages and credit, and, if the pilot works, with pensions. We don't give tax advice, so if you're unsure where you stand, speak to an accountant.
What if we disagree on a sign-off?
The PM documents the concern with photos. You can fix it, explain why it meets the standard, or escalate it. Nothing is signed off until it's resolved, which protects you and the homeowner.
Will I be constantly checked up on?
No. The PM checks in with the crew boss at key stages. Good work gets ticked off and things keep moving.
Pensions: The Aim, If It Works
We'd like to help builders build a pension as they work. Nothing is paid into pensions in the pilot. If the pilot works, any incentives would be designed on the evidence it produces. What the pilot can find out is how many builders want this, and what would make it worth their while.
The Bottom Line
- Same job, same money, with structure that protects you
- Payment released against verified milestones
- Proof of quality work that builds your reputation
- A clearer record of your work and earnings, with nothing hidden from HMRC
- An aim to help builders build a pension, designed on the evidence from the pilot