BuildROI - Homeowner Journey

Your BuildROI Homeowner Journey

Your personal roadmap from first enquiry to completion and beyond. Just the steps that involve you.

Current Position: BuildROI is at proposal stage: no live projects have been completed. This journey describes how the pilot would work for a homeowner. You would not be asked to pay anything for BuildROI in the pilot; you would still pay your builder for the work.

Why the Small Stuff Matters

You already know this feeling — the garage asks you to log every service, even when it feels like a formality. Skip it, and nobody notices... until you try to sell the car, and the missing stamps cost you hundreds.

BuildROI's Resale Ready File works the same way. Every verified step is a stamp in the book — the boring bit nobody enjoys, and the exact thing that turns "trust me, it was done properly" into proof, when it actually counts.

Time spent now, verified and on record, is money available later — and the alternative, if something goes wrong without it, almost always costs more of both.

Before You Even Start with BuildROI

Most building projects require planning permission and building regulations approval before any work begins. Here's what you typically need to have in place:

Planning Permission

If you're extending your home, changing its use, or making significant alterations, you'll likely need planning permission from your local council. This process usually takes 8-12 weeks. The Planning Portal helps you understand what's required, or contact the Royal Institute of British Architects (RIBA) to find a qualified architect who can handle design and planning for you.

Building Regulations Approval

Almost all building work needs to comply with Building Regulations, covering structural safety, fire safety, energy efficiency, and accessibility. Your local Building Control department or an approved inspector will inspect the work at key stages. Learn more at gov.uk Building Regulations.

Party Wall Matters

If your work affects a shared wall, boundary, or nearby structures, you may need to serve Party Wall notices on your neighbours under the Party Wall Act 1996. Find guidance at gov.uk Party Wall.

Once Your Planning is Approved

BuildROI manages the build execution phase. Once your design is finalised and permissions are in place, we ensure quality delivery through independent PM oversight and protect your payments through escrow, giving you confidence from first payment to final completion.

1. Getting Started

We gather key information and verify everyone before pricing

Step 1 You complete
Property & Project Details

Complete a quick 2-3 minute form with your address, property type, its age, and a brief project description.

Why it matters:

Routes the job correctly and triggers the right safety checks upfront.

Step 2 You verify
Identity & Payment Verification

Our escrow partner verifies your identity and bank account for secure payment handling.

Why it matters:

Prevents fraud and ensures we can release payments securely.

Step 3 For your protection
Builder Credentials Check

We confirm the builder has valid insurance, tax registrations, and safety policies. Only verified builders work through BuildROI.

Why it matters:

Keeps unsafe or non-compliant firms out, protecting you.

Step 4 For your records
Baseline Photos

The builder takes photos of your current space, dated and located, creating a 'before' record.

Why it matters:

Reduces disputes and provides evidence if needed later.

Step 5 You're informed
Risk Screening

If your property age or type suggests risks, we prompt for checks like asbestos surveys or party-wall notices.

Why it matters:

Prevents unsafe work and legal issues later.

Step 6 You specify
Utilities & Requirements

We capture utility upgrades, appliance choices, and ventilation requirements upfront.

Why it matters:

Reduces mid-job surprises and price disputes.

Step 7 You approve
Exclusions & Allowances

The quote clearly lists what's excluded and any allowances (e.g., tile budget per m²).

Why it matters:

Stops "I thought it included..." arguments later.

2. Planning Your Project

Building your detailed plan and realistic timeline

Step 8 You're informed
Structured Scope

Your PM builds the scope using templates, which suggest key milestones based on similar projects.

Why it matters:

Ensures predictable workflow and clear payment milestones.

Step 9 You're informed
Risk Register

We log known risks (long-lead items, supply issues) with clear mitigation steps.

Why it matters:

Prevents 'known unknowns' from derailing schedule and budget.

Step 10 You choose
Choose Your Options

Optional extras, like a tile upgrade or an appliance swap, are priced as a clear menu. You accept or decline each one, and your choices are added to the contract.

Why it matters:

You get choice without ambiguity, and no surprise "extras" later.

Step 11 You agree
Realistic Schedule

We agree on a realistic schedule with built-in float for known risks.

Why it matters:

Sets proper expectations and enables sensible sequencing.

Step 12 You're informed
Building Control

We confirm whether Building Control is needed and who's responsible.

Why it matters:

Avoids compliance failures and handover delays.

3. Contract & Protection

Clear terms and protected payments

Step 13 You sign
Digital Contract

You sign electronically. Includes T&Cs, cooling-off rights, change rules, and data consent.

Why it matters:

Reduces misunderstanding and protects all parties.

Step 14 You're protected
Warranties & Guarantees

We list exactly what's covered and for how long - by manufacturer and by builder.

Why it matters:

Avoids post-completion confusion and supports aftercare.

Step 15 You agree
Evidence-on-Payment

We agree upfront which photos and tests are required to release each staged payment. Your PM checks each item against the standard, and payment is only released once every item is ticked or attached. The PM then authorises the payment.

Why it matters:

Payment decisions are objective, faster and fair, and don't rely on anyone being willing to argue.

Step 16 You fund
Fund Your Escrow

You pay the agreed project funds into the escrow account held by our FCA-authorised escrow partner. You receive confirmation that the funds are verified, and work does not start until they are.

Why it matters:

The builder knows the money is there, and your money is only released against verified milestones.

4. Ready to Start

Final preparations before work begins

Step 17 You're informed
Materials Scheduled

Key materials are ordered and delivery windows scheduled to match the programme.

Why it matters:

Avoids delays waiting for supplies.

Step 18 You participate
Kick-off Call

PM, crew lead, and you align on start date, site rules, and communication frequency.

Why it matters:

Prevents miscommunication from day one.

5. During the Work

Transparent progress tracking

Step 19 You're informed
Daily Progress

The site lead or crew boss keeps a short daily diary: who's on site, hours and blockers. Your PM reviews it, and you're kept informed.

Why it matters:

Full transparency and quick blocker resolution.

Step 20 You approve bigger changes
Any Changes

Changes are classified and dealt with quickly. Your PM can approve small unforeseen changes within the tolerance agreed in your contract and tells you straight away. Anything beyond that, or any change you ask for, needs your signature before it goes ahead.

Why it matters:

The limits are agreed upfront, so there are no surprise invoices.

Step 21 You respond
Mid-point Check

Quick pulse check halfway through to catch issues early. Just 1-2 questions.

Why it matters:

Early intervention prevents rework.

Step 22 You sign off bigger delays
If Delays Happen

We log delays and agree a recovery plan. Small delays within the tolerance agreed in your contract are handled by your PM and reported to you straight away; anything beyond that needs your sign-off on the revised timeline.

Why it matters:

Keeps everyone aligned on expectations.

Step 23 You receive evidence
Quality Evidence

Your PM takes three types of photo at each milestone: wide, detail and measurement, dated and stamped. They check them against the standard before payment is released, and you can see the evidence too.

Why it matters:

Objective evidence protects everyone.

6. Completion

Final checks and handover

Step 24 You're protected
Testing Complete

Electrics and systems tested, documented. Manuals and serials captured.

Why it matters:

Safety and warranty validity depend on this.

Step 25 You walk through
Final Walk-through

Your PM walks the job with you and sorts anything they find into four groups: safety and compliance, and function and performance, which must be fixed, and cosmetic items judged against UK finish tolerances. Cosmetic items within tolerance are noted, and those outside tolerance are fixed or a remedy is agreed. Fix dates and photo evidence are agreed for each item, and your PM signs off once they're done.

Why it matters:

Everything is judged against the same standard, so fairness doesn't depend on who is willing to argue.

Step 26 You receive
Completion Pack

At completion you receive your completion certificate and a digital pack with manuals, test records and warranty information, together with your Resale Ready File, the full evidence record of your job.

Why it matters:

A professional handover, and a record you can keep adding to: your own warranties, guarantees, manuals, receipts and later work.

7. Aftercare

Ongoing support and warranty protection

Step 27 You provide feedback
Fair Feedback

Both sides leave a short, factual note. Yours is shared between you, your PM and your builder, and you can add a reply. It is never public and expires after 24 months. BuildROI only uses it to help set realistic time and contingency in future quotes. This approach will be reviewed once the pilot shows how it works in practice.

Why it matters:

Creates a trusted record. It is fair because both sides are rated.

Step 28 Payment released
Final Payment

The PM authorises the final payment. A small retention may be held for a short period if agreed.

Why it matters:

Balances builder cashflow with your assurance.

Step 29 You respond
30-Day Check-in

We check in after a month to catch small issues early.

Why it matters:

Prevents complaints escalating.

Step 30 You can access
Warranty Support

See warranty timelines and contact routes for any issues.

Why it matters:

Clear expectations for aftercare.

Step 31 For your property
Digital Archive

The whole evidence pack is archived against your property with a secure hash.

Why it matters:

Future-proof record for resale, insurance, or audits.

📋 See an Example Resale Ready File

This isn't just a folder — it's your home's resume. This example, based on an invented job, shows what every verified step could add up to: builder credentials, photos, certificates, warranties and an audit trail.

View the example Resale Ready File (PDF) →